SimplePayment vs. Stripe Invoicing
Collect payments your way — not just Stripe’s.
Stripe Invoicing is a developer-grade tool built around card payments and the Stripe Dashboard. SimplePayment puts a bank-transfer option — with the exact fields your client’s country needs — on the same page as the card button, in a guided product that doesn’t require any Stripe fluency to run.
Best fit
Which one actually fits how you invoice?
Choose SimplePayment if…
- You invoice international clients.
- You want clients to choose how they pay — card or bank transfer.
- You need a branded, localized payment page.
- You bill in multiple currencies.
- You want a guided, no-code setup — not a Stripe Dashboard to learn.
- You already use accounting software elsewhere and just need to get paid.
Choose Stripe Invoicing if…
- You already build heavily on Stripe.
- You need programmable, API-driven invoicing built into your own app.
- You want deep developer integrations and embedded checkout.
- You're comfortable running invoicing from the Stripe Dashboard.
Side by side
The criteria that actually matter for getting paid.
| Criteria | SimplePayment | Stripe Invoicing |
|---|---|---|
| Professional invoicing | ||
| Card payments | ||
| Bank transfers | Region-correct fields on the payment page | Not a first-class, presented experience |
| Multiple payment methods, one page | Card and offline together | Card-centric workflow |
| International payment experience | Built around it | Card acceptance first |
| Multi-currency | ||
| Multiple languages | 5-language client page, PDF, email | Not the focus |
| Team users | Owner/admin/user roles | Stripe Dashboard account roles |
| Payment tracking | Automatic sent → opened → paid | Sent/paid status |
| Branded payment page | Logo, color, your business | Basic branding |
| Client experience | No-code, guided, finished product | Developer-flavored, Stripe-first |
| Accounting features |
Where SimplePayment excels
The gap between processing a card and finishing the job.
More flexible payment collection
A client who can’t or won’t pay by card still has a real path to pay — bank transfer sits on the same page as the card button, not buried in a separate flow.
Better international bank transfer support
IBAN, SWIFT, routing numbers, sort codes — the exact fields a client’s bank needs, presented per country, frozen at send time.
A more professional client payment experience
A branded, localized page built to be opened by a client, not a Stripe-hosted page that reads as infrastructure.
Not limited to a Stripe-first workflow
SimplePayment still uses Stripe Checkout for cards, so card acceptance quality is the same — the surrounding product is guided and finished instead of something you assemble yourself.
Where Stripe Invoicing excels
Being honest about what Stripe does better.
Advanced payment APIs
Stripe’s API surface — programmable checkout, subscriptions, connected accounts — is unmatched if you’re building payments into your own product.
Developer ecosystem
Deep documentation, SDKs, and a mature developer community around Stripe make it the right tool when engineering owns the payment flow.
Questions
Before you decide.
Why wouldn’t I just use Stripe Invoicing directly?
If you’re comfortable in the Stripe Dashboard and only need card payments, Stripe Invoicing works well. SimplePayment is a better fit once a client needs to pay by bank transfer, needs to read the invoice in their own language, or you’d rather not learn Stripe’s tooling to send an invoice.
Can I use both Stripe and SimplePayment?
Yes — SimplePayment uses Stripe Checkout for its own card payments, so you’re not choosing one processor over the other. You’re choosing how the invoice and payment page around it work.
Does SimplePayment replace my accounting software?
No. SimplePayment is an invoicing and payment collection tool, not an accounting suite — it’s built to sit alongside whatever you already use for books, the same way Stripe Invoicing does. See how it works
Can my clients still pay by bank transfer, not just card?
Yes — bank transfer, cash, and check instructions sit on the same payment page as the card button, with the right fields for your client’s country.
Can I switch later?
Yes. There’s no lock-in on either side — you can start on the Free plan and move up, or move on, whenever your needs change. See pricing
Weighing other options?
See how SimplePayment compares elsewhere.
Looking for a simpler way to invoice and get paid internationally?
Send the next invoice the way it should have worked all along.
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